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A single-storey house standing in brown floodwater that reaches partway up its walls

Weather threats · Flooding

Keep floodwater out — and know what to do when it gets in

Flooding is the most common natural disaster in the US, and it doesn't only happen near rivers or the coast. Heavy rain, overwhelmed storm drains, and sewer backups put water into homes far from any mapped flood zone. This guide covers how water is likely to reach your house, how to slow it down, and how to recover without making things worse.

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6 in.
Moving water that can knock an adult off their feet
2 ft
Moving water that can carry away most vehicles
30 days
Usual waiting period before a new NFIP policy starts
Excluded
Flood damage under a standard homeowners policy

30-second readiness check

Is your house ready for water in the street?

Five quick questions about the night a flash flood warning hits your phone.

Question 1 of 5 Could you seal your doorways in under an hour?

Get it before the storm

Everything this guide recommends, in one place. Details on each are further down the page.

  1. 1
    Easy starter Quick Dam Grab & Go Flood Kit
    Check price →
  2. 2
    Aluminum Flood Barrier for Doors & Garages
    Check price →
  3. 3
    Exterior Garage Door Flood Barrier
    Check price →
  4. 4
    Smart Vent 1540-510 Foundation Flood Vent
    Check price →
  5. 5
    All-in-one Basement Watchdog Combo Primary + Battery Backup Sump Pump
    Check price →
  6. 6
    Zoeller M53 Mighty-Mate Submersible Sump Pump
    Check price →
  7. 7
    Spring-Loaded Floor Drain Backflow Preventer (3 in)
    Check price →
  8. 8
    GoveeLife Smart Water Leak Detector (3-Pack)
    Check price →
  9. 9
    Run it for weeks hOmeLabs 1,800 Sq Ft Dehumidifier
    Check price →
  10. 10
    Wayne CDU800 1/2 HP Submersible Sump Pump
    Check price →
  11. 11
    DRYLOK Clear Masonry Waterproof Sealer
    Check price →

01Work out how water would reach your house

The right defenses depend on where the water comes from. A house on a hillside can still flood from a backed-up sewer line, and a house far from any river can still take on water from runoff in a hard rain.

River flooding

Rivers and streams rise over hours or days after prolonged rain or snowmelt. You usually get some warning, so a plan and a go-bag pay off.

Flash floods

Intense rain can turn dry creeks, low roads, and underpasses into torrents in minutes. Burn scars and steep terrain make this worse.

Surface runoff

When rain falls faster than the ground and drains can take it, water pools against foundations and pours down driveways toward garages.

Sewer backup

Overloaded municipal lines can push water up through floor drains and basement fixtures. This is often excluded from homeowners policies unless you add a rider.

02Block water at doors, garages, and the foundation

Temporary barriers work best against shallow water — a few inches to around a foot or two, depending on the product. They buy time and keep out runoff; they aren't a substitute for elevation or flood insurance in a high-risk area.

OptionBest forSetupNotes
Water-activated flood bagsGaps, low spots, and backing up other barriersMinutes once soakedLight to store; mostly single-use
Doorway compression barrierStandard entry doorsMinutes, no toolsReusable; measure your door width first
Aluminum panel barrierDoors and garage openingsMinutes once brackets are installedSturdier option for repeated events
Garage door barrierRunoff flowing down a drivewayVaries by productGood for chronic driveway runoff
Foundation flood ventsCrawlspaces and enclosed areas below flood levelPermanent installLet water flow through to relieve pressure on walls
Check the rated water height for any barrier, and confirm flood vents meet your local floodplain requirements.

Barriers for doors and garages

Flood protection guide →

Aluminum Flood Barrier for Doors & Garages

A rigid, reusable panel system for homes that see runoff more than once a season.

Check price on Amazon

Exterior Garage Door Flood Barrier

Designed to sit across a garage opening and turn away water running down the driveway.

Check price on Amazon

Smart Vent 1540-510 Foundation Flood Vent

An engineered foundation vent that opens to let floodwater pass through enclosed areas; installation should meet local floodplain rules.

Check price on Amazon

03Keep the basement dry when it rains hardest

Most basement water comes from groundwater, gutters dumping too close to the house, or sewer lines backing up — and the worst of it tends to arrive during storms that also knock out power.

  1. Fix gutters and grading first

    Extend downspouts several feet from the foundation and make sure soil slopes away from the house. It's cheap and often solves minor seepage on its own.

  2. Test your sump pump each spring

    Run water into the pit until the float rises, and check that the pump starts and empties it. Replace pumps that are noisy, slow, or getting old.

  3. Add a battery backup

    A backup pump takes over when the power goes out or the main pump fails, which is when you need it most.

  4. Stop backflow at floor drains

    A backflow preventer in the floor drain can help keep sewer water from coming up into the basement. For a main-line backwater valve, call a plumber.

  5. Put sensors where water shows up first

    Cheap leak alarms near the sump pit, water heater, and lowest corner give you an early warning while there's still time to act.

Basement defenses

Smart home guide →

Zoeller M53 Mighty-Mate Submersible Sump Pump

A long-standing cast-iron primary pump that many plumbers install as a straightforward replacement.

Check price on Amazon

Spring-Loaded Floor Drain Backflow Preventer (3 in)

Drops into a 3-inch floor drain and closes when water tries to flow back up from the sewer.

Check price on Amazon

GoveeLife Smart Water Leak Detector (3-Pack)

Sensors that sound a local alarm and can notify your phone, so you know about water before it spreads.

Check price on Amazon

04When a flood warning is issued

  1. Watch
    Get ready to move fast.

    Charge phones, fill the car's tank, move valuables and documents upstairs, and stage barriers by the doors.

  2. Warning
    Protect the house, then yourself.

    Set out barriers, bring in outdoor items that could float away, and be ready to leave if officials tell you to.

  3. Water rising
    Cut power only if it's safe.

    If you can reach the main breaker while standing somewhere dry, shut it off. Never touch electrical equipment while standing in water.

  4. Evacuation
    Leave early, by a known route.

    Go to higher ground and avoid creeks and low underpasses. Take medications, documents, chargers, and pets.

05Coming home and drying out safely

The cleanup carries its own risks — electrical hazards, contaminated water, and mold that can start growing quickly. Go slowly and document everything before you throw it away.

  • Return only when officials say it's safe, and in daylight
  • Have an electrician check the system before turning power back on if water reached outlets or the panel
  • Photograph and video all damage and damaged items before removing anything
  • Wear rubber boots, gloves, and eye protection; treat floodwater as contaminated
  • Throw out food, medicine, and baby items that touched floodwater
  • Open up the house and start drying within 24–48 hours to limit mold growth
  • Remove soaked drywall, insulation, and carpet that can't be dried quickly
  • Have private wells tested before drinking from them again

Drying-out gear

Insurance guide →

Wayne CDU800 1/2 HP Submersible Sump Pump

A submersible pump that can also be used to remove standing water once the power has been checked and it's safe to work.

Check price on Amazon

DRYLOK Clear Masonry Waterproof Sealer

A clear sealer for concrete and masonry once walls are fully dry, to help with future dampness.

Check price on Amazon

Free download

The flood-ready checklist

A printable plan covering risk lookup, barrier setup, basement checks, warning-day steps, and a cleanup and claim log.

  • Flood risk and drainage walk-through
  • Door, garage, and basement defense list
  • Warning-day action plan
  • Cleanup safety steps and damage log

One email with your checklist, then occasional seasonal reminders. Unsubscribe anytime. See our privacy policy.

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